--- title: "Travel Insurance - Protect Your Adventure" description: "Protect your walking tour adventure with comprehensive travel insurance. Get coverage for cancellations, medical emergencies, and more with Lifes An Adventure." lang: en json-ld: --- [![Life's An Adventure](/assets/lifes-an-adventure-logo-BGG9JOfw.png)](/) [Home](/)[About Us](/about) Walking Tours [View All Tours](/walking-tours) [Asia Walks](/location/asia-walks)[Australian Walks](/location/australian-walks)[Camino Walks](/location/camino-walks)[Europe Walks](/location/europe-walks)[Japan Walks](/location/japan-walks)[New Zealand Walks](/location/new-zealand-walks)[The America Walks](/location/south-and-central-america-walks)[United Kingdom Walks](/location/united-kingdom-walks) [Deals](/deals)[Walking Ideas & Tips](/blog)[Webinars](/webinars)[FAQ's](/faq)[Contact](/contact) [](https://www.facebook.com/www.lifesanadventure.com.au/)[](https://www.instagram.com/Lifesanadventure.com/)[](https://www.youtube.com/@lifesanadventureoz/videos)[](https://x.com/lifes_an_adv)[](https://au.linkedin.com/company/life's-an-adventure) # Travel Insurance PROTECT YOUR ADVENTURE WITH COMPREHENSIVE COVERAGE ### Travel Insurance is Mandatory All participants on Life's An Adventure tours must have comprehensive travel insurance. This is a non-negotiable requirement for your safety and peace of mind. We require proof of insurance before departure. Your insurance must cover medical expenses, emergency evacuation, trip cancellation, and adventure activities relevant to your tour. ## Why Travel Insurance Matters Adventure travel comes with inherent risks. Proper insurance ensures you're protected against the unexpected. ### Medical Protection Overseas medical treatment can cost thousands. Insurance covers medical emergencies, hospital stays, and emergency evacuations. ### Trip Protection Life happens. Insurance protects your investment if you need to cancel or cut your trip short due to illness, injury, or emergency. ### Peace of Mind Focus on enjoying your adventure knowing you're covered for lost luggage, delays, and other travel disruptions. [GET A TRAVEL INSURANCE QUOTE](https://www.covermore.com.au/?affiliateCode=CMN0914) ## Required Coverage Your travel insurance policy must include these essential coverages ### Medical Expenses & Evacuation Minimum $1,000,000 coverage for medical treatment and emergency evacuation from remote areas ### Trip Cancellation & Interruption Coverage for pre-paid, non-refundable trip costs if you must cancel or return home early ### Adventure Activities Specific coverage for trekking, hiking, and mountaineering activities included in your tour ### Baggage & Personal Effects Protection for lost, stolen, or damaged luggage and personal belongings ### Travel Delays Compensation for accommodation and meals during significant travel delays ### Personal Liability Coverage for accidental injury to others or damage to their property ### 24/7 Emergency Assistance Access to multilingual emergency support services worldwide ### Pre-Existing Conditions Coverage for pre-existing medical conditions (if applicable and declared) ## Important Considerations ### Purchase Early Buy insurance within 14-21 days of making your first trip payment to maximize coverage, including pre-existing condition waivers in some policies. ### Declare All Conditions Disclose all pre-existing medical conditions honestly. Failing to do so can void your entire policy, not just claims related to those conditions. ### Check Activity Coverage Verify your policy specifically covers trekking at the altitudes and difficulty levels of your tour. Some policies exclude activities above certain elevations. ### Understand Exclusions Read the fine print. Policies often exclude claims arising from alcohol or drug use, reckless behavior, or travel against medical advice. ### Keep Documents Accessible Carry your insurance policy details, emergency contact numbers, and claim forms in both digital and physical formats throughout your trip. ### Compare Multiple Quotes Don't just choose the cheapest option. Compare coverage limits, exclusions, and excess amounts across multiple providers to find the best value. ## Common Questions ### When should I purchase travel insurance? As soon as you make your first trip payment. Early purchase ensures maximum coverage and may include benefits like pre-existing condition waivers. ### What if I already have travel insurance through my credit card? Credit card insurance often has limited coverage and may not cover adventure activities. Review your card's policy carefully and consider supplementary coverage if needed. ### Can I get insurance if I have a pre-existing medical condition? Yes, but you must declare it. Many insurers offer coverage for pre-existing conditions, though premiums may be higher. Some conditions may be excluded. ### What happens if I don't have insurance? We cannot accept you on the tour without valid insurance. It's a mandatory requirement for all participants' safety and protection. ## Questions About Insurance Requirements? Our team is here to help you understand coverage requirements for your specific tour [Contact Us](/booking)[View FAQs](/faq) ### As Seen On Vacations and Travel magazine Australian Traveller magazine Signature luxury and style Great Walks Magazine Channel 7 Weekender Sun Herald Melbourne Herald Sun Sunday Telegraph Escape Australian Women's Weekly Travel & Luxury The Age Traveller The Australian Newspaper Bloody Long Walk Sponsor Eco Tourism Outer Edge Magazine Sydney Morning Herald SMH Exploring South Australia Vacations and Travel magazine Australian Traveller magazine Signature luxury and style Great Walks Magazine Channel 7 Weekender Sun Herald Melbourne Herald Sun Sunday Telegraph Escape Australian Women's Weekly Travel & Luxury The Age Traveller The Australian Newspaper Bloody Long Walk Sponsor Eco Tourism Outer Edge Magazine Sydney Morning Herald SMH Exploring South Australia #### Join our newsletter We send bi-weekly updates on new stories and trip discounts ##### Follow Us [](https://www.facebook.com/www.lifesanadventure.com.au/)[](https://www.instagram.com/Lifesanadventure.com/)[](https://www.youtube.com/@lifesanadventureoz/videos)[](https://x.com/lifes_an_adv)[](https://au.linkedin.com/company/life's-an-adventure) EMPLOYMENT Are you an experienced outdoor guide? [Come Work For Us!](/guide-application) ##### QUICK LINKS - [Home](/) - [About Us](/about) - [Walking Tours](/walking-tours) - [Deals](/deals) - [Private Groups](/private-group) - [Travel Insurance](/travel-insurance) - [Gift Vouchers](/gift-vouchers) - [Walking Ideas & Tips](/blog) - [Accessibility](/accessibility) - [FAQ](/faq) - [Contact Us](/contact) ##### CONTACT INFORMATION Life's an Adventure USA OFFICE Address: 626 Wilshire Blvd Suite 410-K70 Los Angeles, CA 90017 Toll Free Phone: [(844) 454-3151](tel:+18444543151) Phone: [(213) 371-3065](tel:+12133713065) Or Schedule a call with our team [CLICK HERE](https://calendly.com/lifesanadventure/let-s-chat-walking-holidays?month=2025-10) Email: [walks@lifesanadventure.com](mailto:walks@lifesanadventure.com) Life's an Adventure AUSTRALIA OFFICE Address: Shop 7, 1306 Pittwater Road Narrabeen, Sydney, NSW Australia 2101 Phone: [+61 9975 4553](tel:+61299754553) Or Schedule a call with our team [CLICK HERE](https://calendly.com/lifesanadventure/let-s-chat-walking-holidays?month=2025-10) Email: [walks@lifesanadventure.com.au](mailto:walks@lifesanadventure.com.au) © 2026 Life's an Adventure. 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